I chose a rental over a purchase.
It was tough, with my "want" of having a home of my own butting up against my "need" of staying as debt free as possible. In the end, the need won out.
My awesome realtor Angela Fox is an amazing ally (and friend) who listened to everything that I wanted in my next dream house. She was patient and shared my optimism that somewhere out there was MY dream house. Angela was my voice of reality and kept me on track for what my budget would allow. Not one to pressure at all (which I LOVE!!) she guided me through neighborhoods I might not have considered.
Some of the homes we viewed were the epitome of handyman specials while others seemed just fine until you noticed all the cracks in the walls. Authentic hardwood floors are nice, but a faulty foundation negates the appeal of any type of flooring. And while handyman specials don't scare me, the homes we saw would have required $25,000 or more to fix up, which would have eroded my downpayment of $30,000. There was one absolute stunning standout that I adored, but it would have resulted in living paycheck to paycheck and I just didn't want to go down that road.
Getting debt-free took some doing. And now that I'm there I am loathe to go back. I realize that when I eventually buy a house I will incur debt, but it has to be within a comfortable range commensurate with what I make. Until I can find the perfect-to-me house that fits the bill, it's not gonna happen.
Ultimately, I decided to keep renting.
Next weekend I'm moving into a basement. Not just any old basement! This is a beautiful walk-out basement with a huge bedroom (with fireplace!), gorgeous bathroom (granite countertops, 2 sinks,and a window at which the ventilation freak side of me rejoices), custom-designed walk-in closet, kitchenette and plenty of additional space as well. It's so much space that I'll be taking my household goods out of storage and moving them into my new place. I'll also get to park in a garage which means no more scraping snow off my windshields. And? Two blocks from the dream job. Which rocks!
While I had hoped to end up in "my" dream house, in a way I guess I'm there after all. Yeah, my name isn't on the mortgage, but it's giving me everything I need (for now) and will be an inspiration for what I eventually want for the future!
This week will be a blur of work, decluttering, packing, changing addresses, and all the other details that come with moving. Yay!!
I'll DEFINITELY miss my awesome roomies who have been so wonderful, kind and caring. Seriously, best roomies ever! They're even helping me move & won't let me pay them! Who does that?? Brian and Tim do!
I won't miss the commute. Or the cats - sorry Tucker and Ziggy - love you guys but don't love what your cat dander does to my eyes.
On the other end I will love my 3 minute commute, more sleep that a 3 minute commute allows, spending way less on gas, living closer to Boulder, and the awesome view of my next door neighbors, the Flatirons.
I'm at peace with my decision. Have several irons in the fire where not having a mortgage or being locked into a certain location may be an advantage in the long run. We'll see where the Universe wants me to land.
But before any moving happens, I need to prepare :-)
Taking a week off from blogging. Next stop, Superior!